Car Loans Regardless of Credit History – Same Old Story, or Not?

Does this sound familiar to you? “Apply online — NOW — to get your auto loan. BAD credit OK, NO credit OK, ANY credit OK!  If high street lenders have turned you down, NO problem! We put you in your DREAM CAR!” If you’ve been searching around on the internet, and you probably have if [...]

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Buying Your Dream Car Without Credit Worries?

Now, if you find yourself in a position to secure a  bad credit car loan for a used vehicle, then you will probably be able to get yourself the vehicle you desire within a day.  The lender or dealership issuing the loan minimizes their own risk by having you provide collateral — the title of [...]

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Bad Credit Car Loan Refinance

Car loan refinancing allows you to possibly receive better interest rates and lower monthly payments on your current car, truck, or SUV.  Programs of this type could be an option if your vehicle is worth more than you owe, or if it has been bought by a private buyer.  Refinancing simply means “to finance again,” [...]

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FICO Score Inaccuracies – A Real Concern

As a borrower, it is imperative to know about FICO scores.  Often there is a non-refundable application fee (not with our application form, of course).  The FICO score can be checked by obtaining copies of a borrower’s financial report from major reporting agencies.  Three of the nationally recognized agencies are  Equifax, Experian, and Trans Union.  [...]

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Auto Refinance Scams and How to Avoid Them

With the economy the way it is, a lot of consumers are finding ways to cut down on monthly expenses.  One popular way is by refinancing their auto loans.  Bad credit does make refinancing more difficult, but there are lending institutions who may be able to approve you.  That said, when entering into any kind [...]

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